Buying your first home can be daunting experience. At NPFS Advisors we will cut out all the jargon to ensure you fully understand the process and are comfortable with the mortgage process from start to finish. We will guide you through the maze of different rates and offers available to ensure you get the best outcome possible for you.

Coming to the end of a fixed rate period or feel you are paying too much for your mortgage. We will review the options available to you and recommend the most suitable switch for you. We will assess the various fixed rate options and banks special offers to ensure you get the best deal available.

Building your own home can be one of the biggest and most exciting projects in your life. In can also be extremely stressful trying to juggle builders, architects, solicitors and of course trying to fund the project. At NPFS Advisors we will take on the mortgage element for you and will liaise with all of your other professional advisors to ensure you don’t have to worry about the financing of the build. We will of course review the market for you to ensure you have the best value and most appropriate lender partnering you along the way.

Whether you are trading up or down we will review the market and provide you with the best solution for you. We will guide you through the purchase of your new home and advise you on the steps involved whether holding onto your existing home or selling it to provide equity for the new purchase.

In some cases lenders will allow us to move Civil Servants up 2-3 points on their individual salary scale resulting in being able to borrow more. Talk to us to find our more.